April is Financial Literacy Month, a time to focus on building strong financial habits that set you up for long-term success. This first week, Real Secrets of Money is focusing on the first step to that success: budgeting.   ---   A well-structured budget

  Spring isn’t just the perfect time to organize your closet — it’s also a great excuse to freshen up your finances. Just like a cluttered home can make it hard to focus, a messy money situation can hold you back

Whether it’s a dream vacation, a new car or a down payment on a home, saving for a big purchase can feel overwhelming. But there is good news — with the right strategy, you can reach your goal without stretching

Life is unpredictable. A sudden job loss, medical expense or unexpected car repair can throw your finances off track. That’s why having an emergency fund is one of the most important steps toward financial security.   But how much should you save?

Your credit score is a key part of your financial life. Whether you’re applying for a mortgage, financing a car or even signing up for a new phone plan, your credit score plays a role in determining your financial opportunities. But

Performing a regular financial checkup is one of the best ways to stay on track with your financial goals. Taking a little time to review your progress and make adjustments can help you achieve long-term financial security and peace of

Many factors contribute to the racial wealth gap, including lack of access to a financial education that can help families make ends meet. The racial wealth gap is structural, but financial education is still crucial. At Real Secrets of Money™,

Saving for retirement can be stressful. It’s like running a long-distance race without knowing how far you have to run. Mile marker after mile marker, you wonder when you’ll finish. Are you running fast enough to win? Are you running

If you’ve fallen behind on college savings, don’t panic. Know that you’re not alone — it’s easy to put off saving for college when you’re more worried about teaching your children the ABCs than the SATs. We’ve already looked at

October is Financial Planning Month, and while learning to manage your own finances first is important, it’s also the perfect time to consider how we can help others in our communities achieve financial success too. The need for financial literacy